This is a plan that is very important as its main job is to help protect your standard of living if long term illness should occur.

At the outset you choose how long you would like to defer payment before the plan starts to pay out, normally 4, 13, 26,52 weeks and then should long term illness occur whichever period you have chosen would need to elapse, before payments would start.

Normally it would pay out up to 60% of your income and that is vital if you consider that your employer may pay full earnings for up to 6 months and then maybe half pay for 6 months and then you would be on statutory sick pay which isn’t very much to pay all your bills, and maintain your standard of living.

Please Contact Us, or fill in the form below for a quotation, may take up to 3 days.